Us housing appreciation rates
The average home appreciation rate from 2007 through 2012 was: -6.06% per year; The average home appreciation rate since 2012 has been: 4.21% per year; Future Home Appreciation Rates. I think you are safe to assume an average annual appreciation rate of roughly 3.5% per year if you plan to hold on to your home for 20 or more years. Looking at the US housing market as a whole, the average real estate appreciation rate is forecast to remain at +3.7%. The market is expected to maintain this residential real estate appreciation rate throughout the forecast period (through June 2020).